If you have UMR health insurance and are exploring options for drug or alcohol rehab, you may be wondering whether your insurance policy covers addiction treatment. The good news is that many UMR-administered health plans offer behavioral health coverage, including services for substance use disorder (SUD) and co-occurring mental health conditions. This page outlines key information about using UMR insurance for rehab treatment.
Does UMR Insurance Cover Substance Use Disorder Treatment?
UMR provides third-party administration services for employer-sponsored health plans, and many of these plans include coverage for addiction treatment. UMR plans are typically underwritten by UnitedHealthcare, which means you may have access to a broad network of in-network rehab centers. However, coverage varies depending on your specific employer and policy benefits.
To understand exactly what your plan covers—including whether inpatient rehab, outpatient programs, and detox are included—it’s important to verify your insurance benefits. Our admissions team can assist you with that process.
Finding a Rehab That Accepts UMR Insurance
When selecting a treatment center, it’s essential to confirm that the facility is in-network with your UMR plan. This ensures lower out-of-pocket expenses and streamlines the approval process. At Pacific Bay Recovery, we work with many UMR-managed plans and can quickly verify your benefits to help you access treatment as soon as possible.
We provide comprehensive care, including:
- Detoxification services
- Inpatient and residential care
- Partial hospitalization programs (PHP)
- Intensive outpatient programs (IOP)
- Dual diagnosis treatment
- Aftercare planning and support
Our admissions team can provide a free insurance verification to confirm your coverage and financial responsibility before starting care.
How to Verify UMR Coverage for Rehab
To find out what your UMR insurance plan covers for addiction treatment, you have several options. You can review your policy documents, call the customer service number on your insurance card, or have our admissions team handle verification on your behalf.
We’ll contact your insurance provider, confirm coverage for rehab services, and explain your expected out-of-pocket costs. This free, no-obligation service helps you take the next step with clarity and confidence.
Types of Rehab Services Covered by UMR
Each UMR plan is different, but most include benefits for the following treatment options:
- Medical Detox: 24/7 medically supervised detox to manage withdrawal symptoms safely.
- Inpatient Rehab: Structured residential care with therapy, support, and wellness activities.
- Outpatient Rehab: Flexible treatment schedules that support work or family life.
- Dual Diagnosis Treatment: Integrated care for addiction and co-occurring mental health conditions.
- Medication-Assisted Treatment (MAT): Prescribed medications combined with behavioral therapies.
- Telehealth Therapy: Secure virtual sessions for counseling and psychiatric support.
We’ll tailor your program to your unique needs while making the most of your insurance benefits.
Confidentiality and Privacy with UMR Insurance
Your privacy is protected under HIPAA, meaning your insurance provider and treatment center are required by law to keep your health information confidential. At Pacific Bay Recovery, we ensure all communications, assessments, and insurance verifications remain fully private.
If you prefer not to involve your insurance provider, we also offer self-pay options and flexible payment plans.
Pacific Bay Recovery Accepts UMR Insurance
Pacific Bay Recovery is proud to work with many UMR insurance plans. As a trusted rehab provider in San Diego, we offer individualized treatment that addresses addiction and mental health issues with professionalism and compassion.
Our services include:
- Individual therapy
- Group counseling
- Family support
- Psychiatric care
- Holistic wellness services
- Relapse prevention education
Let us help you take the first step. Contact us at (619) 350-8220 for a confidential consultation, or use our online form to verify your UMR benefits today.
